The Biggest Paper Weight Of All Time

Posted on October 9, 2013 by - Also by this author

My super limo stretch bus is uninsurable!
 
About a year ago, we came across what we thought was a fabulous deal on an articulated bus. [An articulated bus looks like two transit buses linked together via an accordion-style soft passage way]. It was purported to have a seating capacity of 80 passengers. It had a built-in bar, a restroom, and passenger entry doors in the front and back of the bus. It looked like it would be a great bus for Vegas trips or even barhopping around town.

So, upon seeing photos of it and a steal of a price, we decided, why not? We own our body shop and a fabrication shop. We figured we would buy it, gut it and rebuild it better than ever.

For starters, we stripped the bus down to the frame. We installed a new floor, new lighting, a new restroom, and a state-of-the-art camera system covering both interior and exterior. We installed twin generators to provide power to a new sound system and the trick lighting. We removed the air-conditioning system and install a new one that would be able to handle the brutal summers of Bakersfield. We installed new interior walls and a new ceiling. We installed a new turbo for the engine and even added some kind of propane system to give an added boost for mountain climbing with a heavy load.  Bottom line: We thought of everything.
 
Well, almost everything!  We never imagined that when we attempted to add the bus to our policy to place the bus in service that Zurich would decline to insure it. We went from one insurance carrier to another, and all the underwriters said, “NO, we will pass on insuring that vehicle.” Everyone thinks it is too risky and they don’t want to touch it with a 10-foot pole. Talk about being bummed. The good news is it can be insured as a personal vehicle. I just need to find a whole lot more friends than I have.

— Jim Luff, LCT contributing editor

View comments or post a comment on this story. (0 Comments)

More LCT Blog Blog Posts

March 8, 2017

Immigration Issues Can Hit Limo Operators

Illegal or not, immigrants in one California region spend hard-earned money on renting stretch limousines.

March 1, 2017

Did The Dent Fairy Come To Visit You?

Unlike the tooth fairy and baby teeth, the dent fairy never runs out of vehicles.

February 15, 2017

My Unofficial International LCT Show Agenda

The suite parties, charity fundraisers, and off-the-grid get togethers round out a complete global industry trade show.

February 14, 2017

How To Practice Common Sense Customer Service

It's one of the most important and difficult qualities to hire for, since it emerges in unexpected situations on the job.

February 1, 2017

3 Big Fouls From My First Uber Rides

Operators don't have much to worry about if TNC drivers keep acting like this.

See More

Facebook Comments ()

Comments (0)

Post a Comment

Submit

Blog

See More

LCT Store

LCT Magazine - June/Fact Book 2017 $12.95 * Facts & Stats * Directors & Guides *



Connect

Experience the three annual industry events for networking for business, showcasing vehicles and products, and getting the tools for success.

Read About Your Region

What’s Happening Near You?
Click on any state to see the latest industry news and events in that region.

More From The World's Largest Fleet Publisher

Automotive Fleet

The Car and truck fleet and leasing management magazine

Business Fleet

managing 10-50 company vehicles

Fleet Financials

Executive vehicle management

Government Fleet

managing public sector vehicles & equipment

TruckingInfo.com

THE COMMERCIAL TRUCK INDUSTRY’S MOST IN-DEPTH INFORMATION SOURCE

Work Truck Magazine

The number 1 resource for vocational truck fleets

Metro Magazine

Serving the bus and passenger rail industries for more than a century

Schoolbus Fleet

Serving school transportation professionals in the U.S. and Canada

Please sign in or register to .    Close